Option Mortgage has been a Mortgage Broker/Lender since
1983. In that time we have arranged home mortgage refinancing and
equity loans for 1000's of home owners.
Refinancing can be a complicated procedure for some borrowers.
- Up to 85% of appraised value of home
The banks have strict criteria for qualifying borrowers looking for
refinancing and equity loans. Better Option
Mortgage's knowledge of the industry enables us to assist
in meeting these criteria. It is our experience that borrowers who
are self employed, had a past bankruptcy or bad credit have a hard
time securing financing.
It is not widely known that there are several ways to meet the qualifying
criteria of conventional lenders. Better
Option Mortgage's past experience enables us to secure
financing with these lenders. Better
extensive and expanding portfolio of Private Lenders are looking for
these sorts of borrowers.
These lenders are more concerned about the character of the borrower
and their credit worthiness than they are about the borrower providing
documentation. Documentation is still needed but these lenders are
easier to satisfy and the character of the borrower carries more weight.